India ka Trusted
Business Kavach

Business Insurance from 20+ Insurance
Companies
in 3 minutes at the Best Price.

Business Insurance from 20+ Insurance Companies in 3 minutes at the Best Price.

IRDA
IRDAI CERTIFIED
4.9
TRUSTED BY
2,500+
BUSINESSES
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arc of safety
ಸುರಕ್ಷತೆಯ ಕಿರಣ
സുരക്ഷയുടെ കിരണം
सुरक्षा की रेखा
सुरक्षिततेचा किरण
பாதுகாப்புக் கதிர்
ନିରାପତ୍ତାର କିରଣ
ਸੁਰੱਖਿਆ ਦੀ ਕਿਰਨ
భద్రత యొక్క కిరణం
নিরাপত্তার কম্বল
સલામતીનું કિરણ

Proudly Protecting all kinds of Indian Businesses

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BimaKavach ka Vaada

Best Price Guaranteed

Best Price Guaranteed

Get the best prices and compare quotes for the
right coverages.

Personalised Coverage from Experts

Personalised Coverage from Experts

Get complete coverages made for your unique needs
that stand strong during claims.

Tension Free Insurance Experience

Tension Free Insurance Experience

Get instant quotes, immediate coverage, and a dedicated
Bima Manager to help you manage your insurance.

Best Price

Partnered with India’s Top 20 Insurance Companies

Partnered with India’s Top Insurance Companies

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2 Simple ways to Insure your Business

Buy Online

Online

Get and compare best coverages and prices from 20+ Top Insurance Companies within 3 Minutes and get your policy activated immediately.

Select the policy you need

Choose your Insurance and tell us about your business.

Find the best quote

Compare Quotes from multiple insurance companies - Realtime.

Activate your Policy - Instantly

Get covered instantly and access your policy online.

Buy Online

Consult our Bima Expert

Advisory

Talk to our IRDAI certified Bima Experts who will underwrite coverages specific to your risk and get the best prices from 20+ Top Insurance Companies.

Tell us about your Business

Help us understand your business, product and services.

Get a Free Risk Assessment

Receive coverage recommendations from our Bima Experts.

Get your Customised Policy

Buy a policy that is underwritten for your business at the best prices.

Consult our Bima Expert

Take control of your insurance digitally

Access Your Policy

Access Your Policy

Find everything related to your policy in one place.

Edit your Details

Edit your Details

Modify your policy details as your business grows.

Raise your Claims

Raise your Claims

Raise and track active claims with complete transparency.

TechImage

4.9 Stars on Google Reviews

Had great experience with BimaKavach team- They had very good hold of insurance stuffs and attitude in terms of understanding the customer requirements and helping them out. Great Job. Keep up the good work. Thanks . :)

Suman Bhoi

Suman Bhoi

5

Infilect Technologies Pvt. Ltd.

I needed to purchase Professional Indemnity Insurance for myself and reached out to several companies. Some kept me waiting for 15 days only to inform me that it couldn't be arranged. BimaKavach, however, promptly addressed my inquiries. The coverage began as soon as I made the payment for the policy, and I received the policy within 5 working days. Special thanks to Team BimaKavach.

Saurabh M

Saurabh M

5

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BimaKavach is a great team with professionals who can make sure you go with the right insurance when it comes to your business. I have had positive experience working with them for second consecutive year

Swaraj Borade

Swaraj Borade

5

Agrani Rurban Development Foundation

Thanks to BimaKavach, a Exellent leading Supporting Services Provider to fulfil our evry requirement of Insurance. They have tremadeus work force, who have extremely dedicated and hardworking

Vikas Jain

Vikas Jain

5

Crown Steels

Thank you so much, for your outstanding service! BimaKavach team went above and beyond to provide us with the best insurance quote, and response time was incredibly quick. We truly value professionalism and dedication to ensuring we got exactly what we needed. We highly recommend BimaKavach for anyone seeking exceptional insurance services

Rahul Sharma

Rahul Sharma

5

Dekulture

Our experience with BimaKavch is very good. Their customer understanding and response rate is appreciable. Claims are settled smoothly, need not to be followed up. Provides clarification on any doubt or query immediately.

Aditi Rothe

Aditi Rothe

5

NonStop io Technologies Pvt. Ltd.

Was in touch with BimaKavach for a D&O insurance for our company. Great customer service and response rate. Overall, the experience was great!

Saisruthi Govindarajan

Saisruthi Govindarajan

5

Finsire Technologies Pvt. Ltd.

I feel glade that I have found answers for all my insurance related queries at "BimaKavach". Team are always available to help and answer insurance related queries. so feel free against uncertainty of future while using services of BimaKavach at best price.

Bhupendra

Bhupendra

5

Supreme Delicious Foods Pvt. Ltd.

I'd like to commend BimaKavach, for their exceptional efforts in facilitating a seamless onboarding process for new employees. Team been consistently available to provide assistance whenever needed. Great work, BimaKavach!

Debasish Sahoo

Debasish Sahoo

5

Firstprinciple Appsforbharat Pvt. Ltd.

We are getting best Services & prompt action from BimaKavach Team. Wish all the best

J.C Paliwal

J.C Paliwal

5

Signet Industries Ltd.

BimaKavach services are too good, We get reminders for renewal of policies well in advance and get competitive premiums also, claim settlement services are also better and get quick response from entire team.

Manish Jain

Manish Jain

5

Maan Aluminium Ltd.

Services are very good. We get reminder for renewal of policy in time. Claim settlement are also good and get quick response from entire team not matter of time.

Banket Lal Mundra

Banket Lal Mundra

5

FlexiTuff Ventures International Ltd.

Special credit to BimaKavach for making sure I got the sum assured from TPAs ​​smoothly and hassle free. And appreciates the insurance cover. The whole process was stress free because of BimaKavach's claims team and smiling helping attitude as whenever needed team helped as needed very easily. Thank you very much Team.Good job !

Anjali Karnik

Anjali Karnik

5

Firstprinciple Appsforbharat Pvt. Ltd.

Jaishri Sharma is very personable and professional she explains everything about product and suggest best options. I am super happy with all your service

Rahul Sharma

Rahul Sharma

5

Anahita Electronic Group

I recently had the pleasure of communicating with Claims team of Bimakavach during the process of claiming reimbursement for my mother's knee surgery. Team's dedication, professionalism, and unwavering commitment to ensuring a smooth and timely resolution to my claim were truly exceptional. His proactive communication, attention to detail, and willingness to go above and beyond exceeded my expectations. I cannot speak highly enough of the exemplary customer service and support throughout the process from the team of Bimakavach. I would highly recommend Bimakavach to others based on the exceptional experience I had.

Shantanu S. Karnik

Shantanu S. Karnik

5

Firstprinciple Appsforbharat Pvt. Ltd.

Thank you Sheik Hameeda & Team, for helping SeciQ team to get the group insurance thru Bimakavach. I strongly recommend for two reasons, Transparency and for best customer support.

Bivin Jacob

Bivin Jacob

5

SecIQ Technologies LLP

Thank you for the quality of service provided by BimaKavach. We sincerely appreciate your efficient, gracious customer service.

Pankaj Malakar

Pankaj Malakar

5

Pickrenew Energy Pvt. Ltd.

We had a great experience to work with BimaKavach. Team is really helpful and available when we need. Happy with the service provided.

Garima Singh

Garima Singh

5

Bective And Wesley Pvt. Ltd.

Took care of our insurance needs, Looked for the best qoutes. Thank you team for your excellent service. We appreciate your hard work.

Ashish M. Totla

Ashish M. Totla

5

Jain Engineering Works (India) Pvt. Ltd.

Very Valuable and prompt services rendered by BimaKavach and there staff.

Manish Kasliwal

Manish Kasliwal

5

AGR Enterprises

It was amazing experience with BimaKavach, very kind staff.let see further journey.

Ashish Tyagi

Ashish Tyagi

5

Designa India Pvt. Ltd.

It has been smooth and good experience with BimaKavach and team!!

Harshil Bamania

Harshil Bamania

5

The Whole Truth Foods

Ready to take your Business to the next level?

Why choose BimaKavach to protect your business?

The Power of Underwriting

Your Policy is built for your unique needs.

50+ Years of Insurance Expertise

Best Price for Complete Coverages

You get the best price for your coverage.

Best Price for Complete Coverages

24*7
Claims Support

All concerns will be addressed without delay.

24*7 Claims Support

Online Platform to Manage Your Bima

Your policy can be managed from anywhere.

Online Platform to Manage Bima

Dedicated
Bima Expert

You get access to IRDAI-Certified Bima Experts.

Dedicated Bima Expert

BimaKavach In The News

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Common insurance questions answered

We help you understand every aspect of Business Insurance.

General
Buying Process
Claims
Who are We
What types of business insurance does BimaKavach offer?
BimaKavach offers a wide range of insurances that allow you to completely protect your business. We have a host of policies under Liability Insurance, Property & Casualty Insurance and Insurance for Employee Benefits.
What is the difference between broker service and online service?
Broker service is offline, and involves consulations & risk assessments to understand your needs. Online service is more digital, and has self-service options for purchasing policies. Both allow you to safeguard your business.
Are there any hidden fees when using BimaKavach services?
No, there are no hidden fees while purchasing your commercial insurance from BimaKavach.
Does BimaKavach directly offer the quotes?
No, BimaKavach does not directly offer the quotes. BimaKavach is an IRDAI registered Insurance broker. BimaKavach works with India’s top insurance companies to provide the quotes directly from the insurers and creates and customises your insurance accordingly.
Will we get a single quote or multiple quotes?
For every quote request you raise BimaKavach provides you with quotes from multiple insurers. You can compare and pick the right insurance policy for your business.
Can I customise my business insurance policy?
Yes, you can customise your insurance to match the unique needs of your business. This type of customisation allows you to save money without effecting the safety of your business.
Is there a minimum premium amount for business insurance policies?
No, there is no minimum premium amount for business insurance policies. However, your premiums do vary according to the insurance you wish to purchase.
What documents are required to get a business insurance quote?
BimaKavach does not require any documents to generate a quote for your insurance. All you need to do is share some basic information so we understand the nature of your business
Can I get a discount for purchasing multiple policies?
Buying multiple policies can be beneficial as insurers tend to reward you with revised premiums or added benefits with your policy.
Can I switch my policy from another provider to BimaKavach?
Yes, you can and it's easy! A dedicated Bima Expert can assist you in switching your policy to BimaKavach.
Why should I get business insurance?
Protecting your business's assets, legal liabilities, and employees from potential risks is crucial. Business insurance offers coverage against unforeseen events like legal issues, accidents, and natural disasters. Ensuring your business is safeguarded against these risks and financial losses is essential.
Does business insurance help in tax saving?
All the Business insurance policies premiums are treated as business expenses. Under the current GST law in India, businesses cannot claim Input Tax Credit (ITC) on GST paid for employees group health insurance. However, ITC can be claimed for GST paid on other types of business insurance policies.
Is it safe to buy insurance online?

Buying insurance online is usually safe but it is important to adhere to the following best practices:

  • Always purchase from IRDAl-registered insurance brokers like BimaKavach
  • Make sure that your broker has the right expertise and claims support available. A lot of claims are rejected because of mistakes that happen during the purchase process.
  • Always ensure that the online platform has secure payment gateways and maintains strict data privacy standards.
Is business insurance a legal requirement in India?
In India, business insurance is not universally mandated by law for all types of businesses. However, there are specific types of insurance that are legally required depending on the nature of the business and the industry it operates in.

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