All-inclusive coverage for your business. Safeguard against claims from operations, premises, products, or services-related liabilities.
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50+ years of collective insurance experience
₹5,000 Cr+ of cumulative risks insured
Imagine you own a store, and a customer slips and falls, or your product somehow causes harm to a user - the costs of legal defense and potential settlements could be financially devastating. But with a CGL policy, you are protected against these risks. It can pay for immediate medical expenses in such cases, providing quick relief and potentially mitigating a larger claim.
It also covers personal and advertising injuries. This means if your business unintentionally infringes on someone else's copyright or is accused of libel or slander during advertising, your CGL policy has got you covered.
Because of its comprehensive nature, general liability insurance has your back. Without insurance, a single claim can be financially devastating to your business. But with the right CGL policy, you can focus on running your business and serving your customers, secure in the knowledge that you're protected against many of the risks you face every day.
Claims can be made even after a policy expires given that the incident happened within the policy’s active period.
Claims cannot be filed for any incidents that occurred prior to the date when the coverage of the policy begins.
Any incident that happens between the policy's effective date to the policy's expiration date is covered. Renewal before expiration date is essential to maintain coverage.
No matter what industry you're in or the size of the business, having general liability insurance is a smart move. Because of its comprehensive nature, this insurance policy fits most businesses that have interactions with customers. From retail shops and tech startups to large manufacturers, this policy protects against legal and financial issues from third-party claims.
Retail store owners
Restaurants and cafes
Contractors and construction companies
Fitness centers like gyms, yoga studios
Event planning companies
Manufacturers and distributors
Professional service providers (consultants, lawyers, accountants)
We all know that accidents can happen, even when you're doing everything right. In fact, 43% of small business owners have reported being threatened with or involved in a civil lawsuit. That's when general liability insurance becomes your go-to solution. It takes care of legal defense costs, settlements, and judgments that might come up from third-party claims, helping to keep your business secure. And it doesn't stop there; it also covers personal and advertising injury claims, ensuring your reputation stays intact. With general liability insurance, you can breathe easier knowing your business has a strong safety net in place for unexpected situations.
It covers legal fees, settlements, or judgment costs for accidents, injuries, and damages arising from your business operations, products, or services.
It safeguards your business in instances where your company or employees cause damage to a third party's property, whether through direct actions or negligence.
It protects your business from claims related to bodily injuries resulting from accidents on your premises or due to your business operations.
It covers claims involving defamation, libel, slander, copyright infringement, or invasion of privacy associated with your business activities, including advertising efforts that may cause harm to others.
This is an article by YouStory written by Palak Agarwal and published on October, 2022
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