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Group Personal Accident Insurance
Protect your employees from accidents at the workplace.
Trusted by:
Policy Covers:
- Accidental death coverage for employees at workplace
- Permanent total disability coverage for employees while working
- Permanent partial disability coverage for employees at workplace
Trusted by:
Pay ₹7,000* per yearand get ₹50 Lacs coverage
By clicking on "Continue", you agree to our Privacy Policy as well as our Terms of Use and Disclaimer
Group Personal Accident Insurance
Protect your employees from accidents at the workplace.
Pay ₹7,000* per yearand get ₹50 Lacs coverage
By clicking on "Continue", you agree to our Privacy Policy as well as our Terms of Use and Disclaimer
Trusted by:
Policy Covers:
- Accidental death coverage for employees at workplace
- Permanent total disability coverage for employees while working
- Permanent partial disability coverage for employees at workplace
Trusted by:
What is Group Personal Accident Insurance?
Group Personal Accident Insurance (GPA) is a policy that offers financial protection to employees or members of an organisation in case of accidents. It covers accidental death, permanent or partial disability, and medical expenses, ensuring financial security and support.
Who needs Group Personal Accident Insurance cover?
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹800 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹800 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹800 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹800 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹800 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹800 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Why do you need Group Personal Accident Insurance?
Why do you need Group Personal Accident Insurance?
Employee Security
Ensures financial support for employees and their families in case of accidental injuries or death.
Business Stability
Minimises financial impact on the business from employee accidents, ensuring operational continuity.
Enhanced Benefits
Attracts and retains talent by offering comprehensive protection against accidents as part of employee benefits.
Legal Compliance
Meets regulatory requirements for employee safety and welfare, reducing legal liabilities.
Cost-Effective Coverage
Provides extensive accident coverage at lower group rates, benefiting both employers and employees.
Why choose BimaKavach to protect your business?
The Power of Underwriting
Your Policy is built for your unique needs.
Best Price for Complete Coverages
You get the best price for your coverage.
24*7
Claims Support
All concerns will be addressed without delay.
Online Platform to Manage Your Bima
Your policy can be managed from anywhere.
Dedicated
Bima Expert
You get access to IRDAI-Certified Bima Experts.
Who’s this for?
What does Group Personal Accident Insurance cover and exclude?
Coverages
Accidental Death Benefit
Group Personal Accident Insurance provides a lump sum payment to the nominee in case of the insured’s accidental death.
Permanent Total Disability
Offers financial compensation if the insured suffers from permanent total disability due to an accident.
Permanent partial disability
Group Personal Accident Insurance pays a weekly benefit to the insured if they are temporarily unable to work due to an accident.
Medical Expenses Reimbursement
Reimburses medical costs incurred for treatment of injuries sustained in an accident.
Transportation of Mortal Remains
Covers expenses for transporting the insured’s mortal remains to their residence in case of accidental death.
Funeral Expenses
Group Personal Accident Insurance provides a lump sum amount to cover the funeral costs of the insured in case of accidental death.
Ambulance Services
Covers expenses related to emergency ambulance transportation to a medical facility.
Exclusions
Self-Inflicted Injuries
Excludes coverage for injuries or death resulting from intentional self-harm or attempted suicide.
Under the Influence
Group Personal Accident Insurance excludes coverage for accidents occurring while the insured is under the influence of alcohol or drugs.
War and Terrorism
Excludes coverage for accidents resulting from acts of war, terrorism, or civil unrest.
Illegal Activities
Group Personal Accident Insurance excludes coverage for injuries sustained while engaging in illegal or criminal activities.
Nuclear Risks
Does not cover injuries or deaths resulting from exposure to nuclear radiation or contamination.
Accidental Death Benefit
Group Personal Accident Insurance provides a lump sum payment to the nominee in case of the insured’s accidental death.
Permanent Total Disability
Offers financial compensation if the insured suffers from permanent total disability due to an accident.
Permanent partial disability
Group Personal Accident Insurance pays a weekly benefit to the insured if they are temporarily unable to work due to an accident.
Medical Expenses Reimbursement
Reimburses medical costs incurred for treatment of injuries sustained in an accident.
Transportation of Mortal Remains
Covers expenses for transporting the insured’s mortal remains to their residence in case of accidental death.
Funeral Expenses
Group Personal Accident Insurance provides a lump sum amount to cover the funeral costs of the insured in case of accidental death.
Ambulance Services
Covers expenses related to emergency ambulance transportation to a medical facility.
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When can I Claim?
A claim under Group Personal Accident Insurance can be registered in the below circumstances:
- When an employee gets permanently and partially disabled at the workplace
- If an employee gets permanently and totally disabled at the workplace
- When an employee gets treated for injuries caused while working
- If an employee accidentally dies at the workplace
Claim what’s yours with BimaKavach
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