Office Package Insurance
Secure office premises and infrastructure.
Trusted by:
Policy Covers:
- Property damage to office premises from fire and natural disasters.
- Theft or burglary of office contents, including equipment and furniture.
- Office equipment and machinery damage due to covered perils.
Pay ₹7,000* per yearand get ₹50 Lacs coverage
By continuing, I agree with Terms of Use
and Privacy Policy.
Trusted by:
Policy Covers:
- Property damage to office premises from fire and natural disasters.
- Theft or burglary of office contents, including equipment and furniture.
- Office equipment and machinery damage due to covered perils.
What is the Office Package Policy?
Office Package Policy goes beyond basic mishap coverage. It offers financial protection for a wide range of threats to your office, from fire and earthquakes to theft and vandalism. An Office Package Policy ensures you can recover financially if a disaster strikes.
Who needs Office Package Insurance cover?
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹200 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹200 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹200 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹200 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹200 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹100 Cr
Annual Turnover
₹0 Cr-₹500 Cr
Annual Turnover
₹0 Cr-₹1,000 Cr
Annual Turnover
₹0 Cr-₹200 Cr
Why do you need Office Package Insurance?
Why do you need Office Package Insurance?
Damage Protection
Protects against property damage from fire, natural disasters, theft, and other specified risks.
Financial Protection
Covers financial losses from business interruptions, ensuring operational continuity and stability.
Legal Protection
Safeguards against legal liabilities from third-party bodily injury or property damage claims.
Accidental Damage
Provides coverage for electronic and portable equipment against accidental damage or theft.
Employee Dishonesty
Offers protection against employee dishonesty and financial losses due to fraudulent acts.
Why choose BimaKavach to protect your business?
The Power of Underwriting
Your Policy is built for your unique needs.
Best Price for Complete Coverages
You get the best price for your coverage.
24*7
Claims Support
All concerns will be addressed without delay.
Online Platform to Manage Your Bima
Your policy can be managed from anywhere.
Dedicated
Bima Expert
You get access to IRDAI-Certified Bima Experts.
Who’s this for?
What does Office Package Insurance cover and exclude?
Coverages
Property Damage
Covers loss or damage to the building and contents due to fire, lightning, explosion, aircraft damage, riot, strike, malicious damage, earthquake and flood storm, cyclone, and other natural calamities.
Burglary and Housebreaking
Covers loss or damage to the property due to burglary or housebreaking. This can also extend to theft if specifically included.
Money Insurance
Covers loss of money in transit, money in safe, and money in counters due to theft, robbery, or other specified risks.
Fixed Glass and Sanitary Fittings
Covers accidental breakage of fixed glass and sanitary fittings.
Fidelity Guarantee
Covers financial loss due to dishonesty or fraudulent acts of employees.
Electronic Equipment Insurance
Covers electronic equipment such as computers, medical, and biomedical equipment against sudden and unforeseen physical damage.
Portable Equipment Insurance
Covers loss or damage to portable equipment such as laptops, mobile phones, etc., due to accidental damage or theft.
Legal Liability
Covers legal liabilities arising out of third-party bodily injury or property damage due to the business operations.
Personal Accident
Provides compensation in case of accidental death or bodily injury to the insured or employees.
Machinery Breakdown
Covers sudden and accidental physical damage to machinery due to electrical or mechanical breakdown.
Exclusions
Negligence
Claims resulting from the insured's lack of care or prudent behavior.
Contractual Issues
Disputes or breaches of contract by the insured or contracted parties.
Financial Failures
Losses due to financial default, insolvency, or lack of finance.
Existing Insurance
Events covered by other insurance policies.
Misrepresentation
Claims arising from any misrepresentation or concealment by the insured.
Wear and Tear
Damage caused by gradual deterioration, wear and tear, or maintenance issues.
War and Terrorism
Losses due to war, terrorism, or civil commotion.
Pollution
Damage or liability arising from pollution or contamination.
Illegal Activities
Losses resulting from illegal acts or criminal activities by the insured.
Nuclear Risks
Damage or liability arising from nuclear reactions, radiation, or contamination.
Property Damage
Covers loss or damage to the building and contents due to fire, lightning, explosion, aircraft damage, riot, strike, malicious damage, earthquake and flood storm, cyclone, and other natural calamities.
Burglary and Housebreaking
Covers loss or damage to the property due to burglary or housebreaking. This can also extend to theft if specifically included.
Money Insurance
Covers loss of money in transit, money in safe, and money in counters due to theft, robbery, or other specified risks.
Fixed Glass and Sanitary Fittings
Covers accidental breakage of fixed glass and sanitary fittings.
Fidelity Guarantee
Covers financial loss due to dishonesty or fraudulent acts of employees.
Electronic Equipment Insurance
Covers electronic equipment such as computers, medical, and biomedical equipment against sudden and unforeseen physical damage.
Portable Equipment Insurance
Covers loss or damage to portable equipment such as laptops, mobile phones, etc., due to accidental damage or theft.
Legal Liability
Covers legal liabilities arising out of third-party bodily injury or property damage due to the business operations.
Personal Accident
Provides compensation in case of accidental death or bodily injury to the insured or employees.
Machinery Breakdown
Covers sudden and accidental physical damage to machinery due to electrical or mechanical breakdown.
Your Journey to Suraksha
Select Policy
Choose from a range of 20+ Insurance Products that suits your needs
Submit Basic Information
To underwrite the perfect policy for you, we will require some details about your business
Select a Quote
Compare Quotes from 20+ Top insurers - Realtime.
Activate your Policy - Instantly
Get covered instantly and access your policy online.
When can I claim?
A claim under Office Package Insurance can be registered in the below circumstances:
- Office premises suffer damage due to fire, flood, earthquake, or other covered perils.
- If theft or burglary results in loss or damage to office contents.
- When repair or replacement of insured machinery is necessary.
- If there is accidental breakage of glass within the office premises, such as windows or partitions.
Claim what’s yours with BimaKavach
Have more questions?
Have more questions?
Common insurance questions answered
Can’t find what you’re looking for?
We assumed you want general questions first, but feel free to ask us about specifics
Can’t find what you’re looking for?
Take control of your insurance digitally
Access Your Policy
Find everything related to your policy in one place.
Edit your Details
Modify your policy details as your business grows.
Raise your Claims
Raise and track active claims with complete transparency.
Explore Bima Insights
Find our vast library of curated insights on all business insurance products.
Ready to buy insurance?
We’re here
Our IRDAI-certified Bima experts are here to help you get the right business insurance.
